Every ATM is a Sterling Bank ATM with our ATM Anytime Anywhere. Sterling Bank customers can access their money 24 hours a day, 7 days a week at any ATM in the world FREE of charge. Sterling Bank refunds any fees other banks may charge for using their ATM…with no fine print. No waiting until the end of the month to make sure you had enough transactions, then having to submit a request. The refunds automatically show on your account each day.