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Personal » Personal Loans

Personal Loans

We offer loan services to meet a variety of needs. We all need money from time to time, let one of our knowledgeable staff members help with your financial needs.

Sterling Bank is here for You! 

The following categories represent collateral that is acceptable for a personal loan at Sterling Bank:

  • Cash value of life insurance
  • Bank-insured savings accounts and certificates of deposits (CDs)
  • Personal property other than household goods such as vehicles, boats, RVs, travel trailers, aircraft, or motor homes

 Contact Sterling Bank today!

Auto Loans 

Whether it's your first car or a dream car, Sterling Bank offers lending products to purchase or refinance a new or used vehicle.

Get the Vehicle You Want! 

Our lending staff is ready and available to discuss your auto loan needs. 

Contact Sterling Bank today! 

Boat Loans

Hit the water with a boat loan from Sterling Bank. 

Smooth Sailing with Sterling! 

Whether you are purchasing a river boat, mega yacht, luxury sailboat, or refinancing your existing loan, Sterling Bank can design a financing program to meet your unique needs.

Contact Sterling Bank today!  

Home Mortgage

Sterling Bank takes the hassle out of home buying! Whether purchasing a new home or refinancing your existing home, let us help you find a mortgage plan to fit your budget.

Adjustable Rate Mortgage 

Adjustable rate mortgages offer home buyers lower initial interest rates that periodically adjust according to the rate index. We can make home buying affordable! 

  • Conventional Mortgage Loans
  • Adjustable Rate Mortgage Loans
  • Jumbo Mortgage Loans

Contact Sterling Bank today!  

Secondary Market

Sterling Bank offers home buyers the most competive rates and personalized service subject to credit approval.

  • FHA Loans
  • Rural Development Loans
  • First Time Home Buyers
  • Up to 30 years fixed

Sterling Bank offers  homebuyers the most competitive mortgage rates and personalized service.

Sterling Jumbo Mortgage Loans

Whether buying a new home or refinancing your current Jumbo Loan, talk with your Sterling Bank loan specialist for the most competitive rates and personalized service.

Contact Sterling Bank today! 

Construction Loans

With flexible terms, competitive rates and minimal closing cost, Sterling Bank can give you fast answers with fast closings.

Build your dream with a Sterling Bank construction loan!

You’ll save time and money with one closing, one set of closing costs with a construction loan. Construction to permanent loans are also available with our fixed-rate or adjustable-rate mortgages.

Contact Sterling Bank today!  

Home Equity Lines of Credit

Using the equity in your home as collateral, let us help you finance your dreams. With lower interest rates and minimal closing cost, let Sterling Bank give you Good Answers, Fast Answers and Local Answers. 

Low rates, easy access to funds to improve your home!

This flexible line of credit is an easy way to get the money you need to cover almost any expense. It can be used for home improvement, remodel, vacation, large purchases, debt consolidation.

Contact Sterling Bank today!  

 

All loans are subject to credit approval